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Collections for the 21st Century

Old-fashioned collection methods don't work. At ROI Services, we rely on advanced technology, computer-based scoring, and customer-friendly methods to recover your returned items. That's why we're currently processing 25,000 new accounts a month and achieving higher return rates than our competitors.

Advanced Collections Technology

Rather than relying on the same methods to recover each check, ROI Services relies on proprietary computer-based scoring to determine the best method to collect your returned items. Checks are automatically rated based on a variety of factors. This scoring system enables ROI to focus its efforts on the checks most likely to be recovered.

ROI then uses a variety of methods to recover your returned items. We use everything from letters to timed phone calls, and we'll keep actively trying to collect for up to a year. If we still can't collect, then we'll add information to consumer credit reports and pursue legal activity where necessary.

The ROI Advantage

ROI Services is a nationwide collections agency. We're members of the Association of Credit and Collection Professionals (ACA) and completely FDCPA compliant.

Unlike other collections companies, however, ROI believes in consumer-friendly methods of collection. That means no threatening letters or intimidating phone calls, and that means we'll work with consumers to resolve debt in the manner that works best for ALL parties.

ROI specializes in collecting returned checks, but we also specialize in payroll checks from check cashers, corporate accounts payable, and many other types of collectable debts.

Flexible Fee Options

ROI can provide you with a variety of different fee options to give you the best return on your collections dollar. You'll get 100% of the face value back on items that we recover, and since we work on a contingency basis, you won't pay a dime unless we recover from the consumer.

Ask us about ROI Services' aggressive rebate policy, which can help you receive a portion of the state fee on certain recovered checks.